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Video instructions and help with filling out and completing Colorado real estate commission rules
Hi this is John Goodman in this webcast we are talking about the 2022 changes to the real estate commission approved contract there are five and a half big changes to the contract in this presentation I am NOT going to say everything there is to say about these five and a half changes I am just going to get them on the table for you at the time we are recording this in August of 2022 the exact language is still in play but I want to give you a chance to think about these new changes which I think are all conceptually good changes it's good for the buying and selling public it's good for the brokerage in just industry it's good so let me give you a little background first and the background is is that the division of real estate in 2022 committed to avoid making changes to the contract unless it was compelling for them to make a change and they honored that pledge for 2022 no changes they honor that pledge for 2022 no changes they honor that pledge for 2022 no changes let's give our regulators a round of applause for honoring those pledges but the world changes the markets change and so the contract is changing in these five and a half big ways for 2022 here we go with the list number one there is now going to be a concept where the brokers can prepare a personal property addendum to address personal property that goes along with the contract it's an opportunity to get the personal property items outside of the contract which seems to make it a little easier for lenders to approve the loan let's be clear it's not completely outside the contract because in order for the real estate Commission's system to work you will be checking a box inside the contract referencing that there is a separate agreement addressing the personal property issues more on that in a subsequent video more on that in a subsequent video remember right now we're just listing the five things that's number one number two there is a concept in loan objection that loan objection no longer it makes it clear that loan objection does not include appraisal objection there is often a concept in a contract where if if time is moving this way for you time is moving this way the deal goes under contract at this point in time later in the transaction there is a appraisal objection deadline you get past the appraisal objection later there is loan objection and the property doesn't appraise or another variation is the buyer has waived appraisal objection that buyer is saying I don't need the property to appraise but there is a loan objection can the buyer object to the loan based on the property not appraising when there is no longer an appraisal contingency in play and the answer under the new contract is no the buyer.